Student Budget Calculator
Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. This calculator allows you to input your expenses and income for an eight-month school year running from September through April.
- Payment Frequency
Each item in your budget can be scheduled to be paid as follows:
Payment frequency Payment Will Happen Start of school year One payment at the start of the school year Semester 1 & 2 Two payments. One at the beginning of semester 1, the second at the beginning of semester 2. Semester 2 One payment at the beginning of semester 2. Monthly of school year A payment for each month of the school year, September through April
- School Expenses
Tuition, textbooks, supplies and related materials, lab fees, library fees, photocopying and other related expenses.
- Food and Groceries
Meal plan, groceries, eating out, snacks and other related expenses.
- Living Expenses
Residence, electric, cell/pager, Internet, rent, phone, cable, childcare and other living expenses.
- Professional Fees
Doctor, dentist, eye care, hair stylist, manicure/pedicure, masseuse/chiropractor, veterinarian, other.
- Entertainment and Travel
Going out, movies, movie rental, CD's/DVD's, concerts, travel and other related expenses.
Purchases, cleaning, repair and other related expenses.
Personal, credit cards and other related expenses.
- Contributions and Gifts
Charity, church and other related expenses.
- Savings and Investments
Savings towards short-term goals, savings towards long-term goals, other savings.
Membership dues, postage, health club, Christmas gifts, birthday gifts, any other expenses.
- Personal Toiletries
Hair care products (shampoo, etc.), body care products (razors, etc.), facial care products (make-up, etc.), prescription drugs/vitamins and other related expenses.
Bus/Subway pass, car payments, gas/oil, licensing, visits home, insurance, maintenance and other related expenses.
- Contributions and Income
Scholarships, fellowships/grants, other aid (such as federal loans), available savings, educational savings plans, family contributions, expected wages/tips, other income/assets.