We offer clients an ongoing detailed analysis of their current financial goals and objectives and provide specific planning solutions and investment strategies designed to help our clients achieve their goals. A unique chracteristic of our focus is to offer investment and planning strategies designed to limit volatility (reduce risk) while attempting to achieve the highest potential return consistent with our clients risk tolerance. Financial planning and investment advisory services are available through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.
Comprehensive Financial Planning
Beginning with the client's current situation, our advisors assess assets, cash flow, taxes, asset allocation and insurance analysis. Specific goals and objectives are subsequently defined along with an identification of risk tolerance and time horizon. This process reveals immediate steps needed to meet short-term financial objectives, and defines obstacles that will require investment strategies in order to attain our clients short and long-term goals.
The next step is the implementation of a personalized financial plan, with prioritized recommendations. Periodic reviews and updates are provided to ensure that current objectives are being reviewed in an ever-changing economic climate.
Cash and Asset Management
Through our national clearing platforms, we provide a variety of portfolio management services for individuals, pension and profit sharing plans, retirement funds, foundations, endowments, and trusts. In addition to traditional investment accounts, we also offer fee-based accounts that feature low annual fees with little or no transactions costs.
In addition, we offer investment accounts that combine a full-service investment account with a comprehensive cash management program. Some of the features available are unlimited check writing, a VISA Gold debit/ATM card, cost basis and gain/loss information, loans, and access to account information via the Internet.
Brokerage Services and Investment Products
Investment services and products are offered through Cambridge Investment Research, Inc., Member FINRA and SIPC. Our clients can choose from a wide range of non-proprietary investment services and products, such as mutual funds, stocks, bonds and real estate investment trusts. In addition, IMC has access to nationally recognized equity and fixed income research featuring current recommendations as well as commentary on the market and the economy.
IMC offers time tested defensive investment strategies designed to minimize the dowside risk of the market while seeking to offer upside potential growth. We also offer income strategies designed to achieve the highest possible after tax return. (Past performance does not guarantee future results. Please read all materials before you invest or send money.)
Tax and Estate Planning
We will work in conjunction with your accountant and attorney to coordinate the financial plan with your tax and estate planning needs. This coordination with your accountant and attorney would include planning for wealth replacement, charitable gifting, business succession and employee benefits, as well as other specific topics.